LAP BAND FINANCING

Consider Monarch's advantages in...

• Quick & Easy: no need for bank loans, proof of income, tax returns, long waits or the inconvenience of seeking credit.
• Fast Approvals: Monarch's finance programs are immediately available and accessible with same-day approvals in most cases, with no uncertainty or delays.
• Save your Credit Cards: available credit on your credit cards remains intact! You can save money, because of our lower interest rates that are typically much less than most major credit cards. It's possible to keep your cash in higher earning investments. Also, your ability to meet family obligations, utilizing credit cards for emergencies, goes unaffected.
• Flexibility: financing your purchase allows you to avoid cash-flow problems, budget properly and avoid major unanticipated expenditures. In addition the utilization of Monarch's Finance programs can facilitate the development of a good credit rating.
• 100% Financing Available: no down payment required.
• Low Interest Rates: loan interest rates start at 12.99%
• Longer Terms: take up to 36 months to repay your loan! (OAC)
• 12-Month Same as Cash Program Available: delay your payments at no extra-cost (some restrictions apply).
• No Pre-Payment Penalty: Pay off your loan early with no pre-payment penalty.
• Most Credit Profiles Covered: A, B, C credit accepted (OAC). Co-applicants and co-signers accepted.
• Flexible Loan Amounts: from $1,000 to $25,000.
• Three Easy Ways to Apply: by phone (1-888-230-1600), by fax (1-866-266-6272) or online ( click here to apply now ). Our staff is happy to provide you information, answer your questions and make certain your application is processed quickly. There are no obligations or cost to apply.

MediCredit.com offers convenient monthly payment plans. The first plan saves patients substantial money in finance charges over other programs by paying off the account in a short period of time (approximately 2 years). The other option allows patients to make lower minimum monthly payments, thereby making it easier to fit the payments into the patient's monthly budget by financing the procedure over a longer period of time (approximately 3 years). Please click here to calculate the estimated monthly payments under either of these plans.

MediCredit.com offers twelve-month interest-free financing, which is available through select providers. This program effectively creates INTEREST FREE FINANCING that is available for all patients who are approved on our patient financing program limited to provider participation. There is a required minimum monthly payment, and finance charges accrue and are reinstated upon expiration of the "Same As Cash" period or upon default.

On the Same as Cash program (outlined above) you have the option for a 0% interest loan. On other plans MediCredit.com has interest rates as low as 12.9% A.P.R. based upon the credit history of the applicant(s).

MediCredit.com specializes in providing financing for applicants with less than perfect credit histories Prior bankruptcy filing, repossessions, chargeoff items, collection accounts, or low credit scores do not automatically preclude an applicant from being approved. We take any re-established credit, satisfactorily paid accounts, and the time that has expired since the delinquent item(s) into consideration when evaluating applications.

• Application process is fast, simple & confidential
• There are no fees to apply
• Quick approval time
• No down payment required
• Qualified * Co-Signers accepted
• Extensive array of loan option with interest rates ranging from 9.99% - 21.9%
• Loans from $1,000-$25,000
• Fixed term loans up to 60 months
• Friendly and reliable customer service support
• No prepayment penalty